Brett Allen, Author at Brett J Allen Insurance Agency

Mobile Home Park Insurance - Landscape View of a Row of Mobile Homes in a Clean and Newly Developed Mobile Home Park on a Sunny Day

Personal Insurance

Landlord Insurance in Virginia: Everything You Need to Know

Owning rental property in Virginia can be a great way to build long-term wealth. But whether you’re renting out a…

Brett AllenSeptember 30, 2025

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Personal Insurance

Driving Without Insurance in Virginia: Why You’ll Need an SR-22

As of July 1, 2024, Virginia law requires all drivers to carry auto insurance. The option to pay the old…

Brett AllenSeptember 30, 2025

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Business Insurance

Do 1099 Workers Need Coverage Under My Policy in Virginia?

If you run a small business in Virginia, chances are you’ve worked with 1099 independent contractors. They’re a great way…

Brett AllenSeptember 30, 2025

Concrete Contractor Insurance - Civil Engineer Checking the Concrete Pouring during a Commercial Concreting for the Floors of a New Building

Business Insurance

Contractors Insurance in Virginia: Protecting Your Trade Business

If you’re a trade contractor—whether you’re a plumber, electrician, painter, carpenter, or HVAC specialist—your work comes with unique risks. A…

Brett AllenSeptember 30, 2025

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Business Insurance

Carpentry Contractor Insurance in Virginia: Protecting Your Business

Carpentry is one of the most versatile and in-demand trades in Virginia, but it comes with significant risks. From saw-related…

Brett AllenSeptember 30, 2025

Drywall Contractor Insurance - Interior Work of a Large Room With Blurred View of a Carpenter Working on the Ceiling and Repairing Drywall

Business Insurance

Painting Contractor Insurance in Virginia: Protecting Your Business

Running a painting business in Virginia can be rewarding, but it comes with risks you can’t ignore. From accidental paint…

Brett AllenSeptember 30, 2025

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Business Insurance

Top 5 Risks Small Businesses Face in Richmond, VA (and How the Right Insurance Coverage Helps)

Running a small business in Richmond, VA is exciting—but it also comes with risks that can quickly derail your hard…

Brett AllenSeptember 29, 2025

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Business Insurance

General Liability vs. Professional Liability: Which Does Your Small Business Need in Virginia?

If you run a small business in Virginia—whether you’re a contractor, consultant, or local service provider—having the right insurance coverage…

Brett AllenSeptember 29, 2025

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Personal Insurance

How to Lower Your Home Insurance Premiums in Virginia

Homeowners insurance is essential protection—especially in Virginia, where weather, aging homes, and local risks (storms, flooding, theft) all come into…

Brett AllenSeptember 24, 2025

Telematics Insurance - Woman Controlling Her Car With a Digital Tablet and Switching to Autopilot While Driving on a Sunny Day

Personal Insurance

How to Lower Your Car Insurance Premiums in Virginia

Car insurance is essential protection for every Virginia driver—but that doesn’t mean you should pay more than you need to.…

Brett AllenSeptember 24, 2025